The Loan and Forgetting Fund operates at the Gdańsk University of Technology under the Regulation of the Council of Ministers of 19 December 1992 on Employee Loan and Cooperative Savings and Credit Funds at Workplaces (Journal of Laws No. 100 of 19 December 1992) and its Articles of Association.

A Loan and Loan Fund is a form of collective self-help in the workplace. Each borrower uses money owned by his/her colleagues - members of the same fund. Loans are interest-free and repayable in monthly instalments. Membership of the fund is voluntary.

Saving: e.g. 5 per cent of gross salary can be paid monthly, the contributions systematically increase the amount of the contribution, which is recovered in full in the event of withdrawal from the KZP. 

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